When so much in life isn’t simple or easy, we believe banking should be. At Lean Quality Solutions(i) Pvt. Ltd. we are dedicated to providing an experience like no other.
We truly understand that the home loan process can be tedious. Don’t worry – our mortgage loan consultants carefully walk all our home buyers through the required paperwork and provide answers to the questions the home mortgage process can create. Our commitment to you is that we will make the process of getting your Home Mortgage Loan or Refinancing Your Home as simple as possible. We’ve built our reputation on taking care of our customers with honesty, integrity and efficiency. Our mission is to ensure all our home buyers have a pleasant and hassle free process throughout from start to end…Ultimately, our goal is your complete satisfaction…
Your principal and interest never change on a fixed rate loan.
Loans offered through entities such as Fannie Mae or Freddie Mac
(<= $417,000 on a single family residence) and can be either fixed or adjustable rate.
Loans above $417,000 on a single family residence and can be either fixed or adjustable rate.
A mortgage where the Veteran’s Administration provides assistance to veterans of the United States Armed Forces by partially guaranteeing loans to veterans with low or zero down payments
An FHA loan is a federal assistance mortgage loan in the United States insured by the Federal Housing Administration. The loan may be issued by federally qualified lenders.
A loan that normally begins several percentage points below a fixed rate and may change during the life of the loan. This program may allow you to buy a more expensive home. Refinancing refers to the replacement of an existing debt obligation with another debt obligation under different terms. A loan (debt) might be refinanced for various reasons:
Buying your own home is the biggest dream and achievement for every human. We make the process easy to buy the dream home for our home buyers, right from start to end. Our experienced mortgage consultants would be with you to ensure the process is made easy and hassle free. We pre-approve you mortgage to check your loan eligibility and coordinate with all the parties involved in this process to save your time from busy schedule, we aim to provide the best experience of life time.
We have a well experienced team who will first pre-qualify your file before the actual process is initiated. Pre qualification is the term used to explain the short mathematical equation that determines how much of a loan you can afford. Pre-qualifying for a loan usually takes less than 5 minutes.
Once your file is pre-qualified, our processing team will check your required documents to ensure the underwriting requirements are meet. Our team will not only help approve your loan but will also keep you informed the status of file at all stages.Our processing team will not only process your file but will also pre underwrite your loan file to ensure minimal conditions are received from Underwriter as our team is well experienced and masters the art of reviewing the loan documents:
The name speaks for itself. Usually your closing will take place at the title company of your choice or at our offices if you prefer. A Closer will call you usually 24 hours prior to your closing to make sure everything has been properly coordinated between you, your Home Owners Insurance Agent, your Real Estate Agent (if applicable) and your title company.